Payment Options

North Shore Pro-Active Health believes in the value of wellness care for you and your family and have maintained a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.

Insurance

Most insurance plans are accepted at our office. We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. NSPAH is in network with BCBS, UHC, Aetna, among others.  Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Donna will verify and explain your benefits before treatment, at no charge.

Care Credit 

NSPAH is now offering Care Credit in order to better assist patients in finding affordable solutions to care.  Care Credit allows flexible monthly payments, along with pay per visit options.  Care Credit is now widely accepted at many physician’s offices, dental offices and more!

No Insurance

For patients who have little or no chiropractic insurance coverage, we now offer ChiroHealth USA!  ChiroHealth USA is a discount medical plan, NOT insurance that allows us to provide discounts on chiropractic services.  We also offer flexible payment programs. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable. For more information on how this might benefit you, please scroll do the end of this page!

Family Plans

Our focus at North Shore Pro-Active Health is to actively help you and your family in taking responsiblity for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family.  In an effort to make living the wellnes lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.

Health on a Budget

At North Shore Pro-Active Health we’re convinced that a small amount of your time and money to care for your most important asset–your health–will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us–we can help!  The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously.  As the old saying goes, if you don’t have your health, you don’t have anything.  Unfortuantly, too many people don’t discover how true that statement is until it is too late.

ChiroHealth Details:

Welcome to ChiroHealth USA!

If you are considering joining ChiroHealth USA, you are among a growing number of people who are finding themselves uninsured, under-insured, or with limitations in their health plan.

Some state and federal regulations prohibit doctors from reducing fees or giving away services.  Doctors are usually required to charge insurance companies and patients the same fees unless they are under a network contract for a lower fee.  ChiroHealth USA is a contracted network that allows doctors to set and accept discounts on their services for our members.  When you join the ChiroHealth USA program, you are entitled to similar “in-network” discounts just like the insurance companies.  Your doctor is a member of this growing network of healthcare professionals who are dedicated to helping you get the care you need at a fee you can afford.

How does it work?

Simple!  Your provider has entered into a contract with ChiroHealth USA to accept discounted fees or charges from their “usual customary and reasonable” (UCR) charges.  By joining the ChiroHealth USA program, you immediately become a member of ChiroHealth USA and are eligible to enjoy these discounted fees.  Your membership is just $49.00 a year and it includes you and your dependents.

Upon completion of the application, your provider will collect the enrollment fee and submit it to us for processing.  Your membership card will arrive in a matter of days.

 Can I use ChiroHealthUSA with my insurance?

Yes – if permitted by your health plan, and only for non-covered services or when benefits are exhausted.   Fees you pay for non-covered services do not typically apply to any deductible or any out of pocket maximums you may be subject to under your health plan.  Refer to your insurance plan or administrator for more information.

Are there times when my ChiroHealth USA card reduces my out of pocket expense?

Yes – but that will depend on your insurance policy.

Your payment using your ChiroHealth USA discount card may be lower than your insurance policy copayment.

Payment using your ChiroHealth USA discount card may be lower until you have met your insurance policy’s yearly deductible.  Payment using your ChiroHealth USA discount card will not apply to your deductible.

Refer to your insurance plan or administrator for more information.

If I decide to change chiropractors, can I use ChiroHealth USA in their clinic?

Your ChiroHealth USA membership will be honored by any ChiroHealth USA participating provider.  Fees and discounts offered may vary.

Does ChiroHealth USA membership include my family?

Yes – Your membership includes you and your dependents.

How Will I know I have received the discounts allowable as a ChiroHealth USA member?

Most providers bill their normal fees and show a “contractual discount” on their receipts or bills.  Others may have the ChiroHealth USA fee schedule and/or discounts posted in their clinic.  Fees and discounts are explained at the time of enrollment.  We maintain copies of our contracted providers’ fees for verification of discounts upon member request.

Disclosures:

This discount medical plan is NOT insurance, a health insurance policy or Medicare prescription drug plan.  This plan (The Plan) provides discounts only on chiropractic services offered by providers who have agreed to participate in The Plan.  The range of discounts for medical or ancillary services offered under The Plan will vary depending on the type of provider and products or services.  The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan.  The member is required and obligated to pay for all discounted chiropractic services and equipment received under The Plan, but will receive a discount on certain identified chiropractic services from providers in The Plan.  You can call 1-888-719-9990 or for more information visit www.chirohealthusa.com for a list of providers.

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